The ILO, the UN agency, in its World Social Protection Report 2014/15 (whose recommendations are based on consensus among governments, employers and workers’ organisations), has found that “poverty and social exclusion, now affecting 123 million people in the European Union, 24 per cent of the population, many of them children, women, older persons and persons with disabilities. The cost of adjustment has been passed on to populations, who have been coping with fewer jobs and lower income for more than five years.